By Ernie J. Zelinski
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(Time Management Tips for the Retired and Semi-Retired on The Retirement Quotes Cafe: How to manage time for those retirees who want to retire happy and age well)

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How to Put More Time into Your Retirement Life

Spending time wisely in retirement, regardless of your retirement age, is just as an important for a happy retirement as spending your money wisely in retirement.

Most people feel that there will be no shortage of things to keep them busy in retirement. Although many people have difficulty filling their days with activities, others, indeed, end up just as busy in retirement as they were in their career days. Surprisingly, a few people even succeed in being busier.

Take, for example, Brad Ansley. In the early 90s, Ansley, 51 at the time, sold his North Dakota business and retired along with his wife in the San Diego area. It wasn't long, however, before Ansley was bored. So, within a year, he became a broker for plumbing and appliances supplied to builders of high-end homes.

Unfortunately, Ansley's life became as time-deprived as when he worked in San Diego. "I can control my hours," he told a USA TODAY reporter in 2002. "But I find myself working as much as I ever did. I'm turning away business." By age 65, Ansley plans to start slowing down. Whether he does is another matter altogether.

Being too busy is also a problem for fully-retired, 88-year-old Franklin Newhall of Mitchellville, Maryland. "The way it's turned out with me is I don't have enough time for all the volunteer work I have to do," Newhall stated in 2002. "Sometimes I simply have to say, 'Look, this is volunteer work, and this doesn't have to be done all the time.'"

Fact is, being busy in semi-retirement or full-time retirement is not the same as being happy, according to Ronald J. Manheimer, executive director of the North Carolina Center for Creative Retirement in Asheville.

He recently told a Washington Post reporter, "Some people find themselves with a lot to do, but it isn't necessarily enjoyable. They're volunteering all over the place, and everyone's calling and saying, 'Since you're retired, couldn't you help us with child care and grandparenting?' and so on."

The time available for marital, personal, social, creative, and family activities expands considerably when the hours previously taken up with full-time employment cease. Even so, it's all too easy to end up with a less than satisfying mix of this extra free time. How you manage this time is just as important as when you are in the workforce. Following are some reminders that will help you better manage your time in retirement:

Time Management Principles for the Retired

Time management is a myth
— Susan Ward

Getting results does not take time; its the not getting results that takes all your time.
— Joe Polish

It's amazing how long it takes to complete something you are not working on.
— Unknown wise person

THE 80/20 RETIREMEMT PRINCIPLE: The first 80 percent of the project takes 80 percent of the time and the last 20 percent of the project takes another 80 percent of the time.
— Graffiti

Choose one of these three ways to handle a task fast:
1: Do it yourself.
2: Hire an expert to handle it for you.
3: Decide that it isn't worth doing and strike it off your to-do
— from 1001 Ways to Enjoy Your Retirement

If you're already in a hole, it's no use to continue digging.
— Roy W. Walters

To have no aptitude for leisure is to have no aptitude for life.
— from How to Retire Happy, Wild, and Free

The World's Best Retirement Book

Will Help You Manage Your Time Wisely in Retirement

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Never do today what you can do as well tomorrow; because something
may occur to make you regret your premature action.
— Aaron Burr

The time to relax is when you don't have time for it.
— Sydney J.Harris

If you don't have enough time to accomplish something, consider the work finished once it's begun.
— John Gage

Doing a thing well, particularly in your retirement years, is often

a waste of time.
— from the retirement book The Joy of Not Working

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  • Over 315,000 Copies Sold 
  • Published in 17 Foreign Languages 

When you are doing something difficult, tedious, or extremely time-consuming, ask yourself what would happen if you didn't do it. If the answer is nothing, or next to nothing, stop doing it.
— from 1001 Ways to Enjoy Your Retirement

Time Management Tips to Outwit Your Boss: Don't overdo things that shouldn't be done in the first place.
— Unknown wise person


What is this life if, full of care,

We have no time to stand and stare?

He enjoys true leisure who has time to improve his soul's estate.
— Henry David Thoreau

Leisure consists in all those virtuous activities by which a man grows morally, intellectually, and spiritually. It is that which makes a life worth living.
— Cicero

Managing your time is easy. Don't try to manage it. Just live your life.
— Unknown wise person

It is impossible to enjoy idling unless there is plenty of work to
— Jerome K. Jerome (1859 - 1927)

Slow down and enjoy life. It's not only the scenery you miss by going too fast — you also miss the sense of where you are going and why.
— Eddie Cantor

Time and Money: You have the money but can you buy some time.
— from The Money Cafe

Always take an emergency leisurely.
— Chinese proverb

Leisure [particularly in retirement] is the most challenging responsibility a man can be offered.
— William Russell

If I am doing nothing, I like to be doing nothing to some purpose.
That is what leisure means.
— Alan Bennett

Few Americans even know what "leisure" really means, and commonly confuse it with recreation or time off from work, even if that time is spent doing chores.
— Shannon Mullen

Remember that nothing matters very much, and few things matter at all.
— Arthur Balfour

Guard well your spare moments. They are like uncut diamonds. Discard them and their value will never be known. Improve them and they will become the brightest gems in a useful life.
— Ralph Waldo Emerson

Hofstadter's Law: It always takes longer than you expect, even when you take into account Hofstadter's Law.
— Douglas Hofstadter

One of the best ways of avoiding necessary and even urgent tasks is to seem busily employed on things that are already done.
— John Kenneth Galbraith

To be able to fill leisure intelligently is the best product of civilization.
— Bertrand Russell

Leisure may prove to be a curse rather than a blessing, unless education teaches a flippant world leisure is not a synonym for entertainment.
— William J. Bogan

Three o'clock is always too late or too early for anything you want to do.
— Jean-Paul Sartre

You don't have to watch one minute of TV when you retire — and perhaps you shouldn’t!
— from the international bestseller How to Retire Happy, Wild, and Free: 

Leisure Time Image 


Are you afraid that you won't be able to maintain a hotdogs-for-dinner standard of living?

Are you afraid that you won't even be able to afford playing bingo like a lot of retirees can no longer afford?

Are you afraid that the only people you will see are the people who bring you meals on wheels?

The way to ensure that you have a happy retirement is to have a copy of The World's Best Retirement Book  by Ernie Zelinski available at your fingertips.  


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 by Ernie J. Zelinski - All Rights Reserved

 I will do today
what others won't,
so I will have
tomorrow what
others don't.
— John Addison
No organization — government or
otherwise — can take great care of you in retirement.     Organizations aren't capable of this — only  you are!
— from Life's Secret Handbook

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How to Retire Happy on


How to Retire Happy, Wild, and Free on

Surveys of seniors overwhelmingly      suggest that higher incomes don't drive satisfaction in   retirement. That said, there is a minimum
of income required to enjoy retirement.
— Dan Richards
I'm regularly asked     what my [retirement]  plan is, and I    deliberately don't have much of a plan. I've had lots of plans in my life and it might be nice to have a period      that is less planned.
— Malcolm Hamilton, Expert on Pensions 
& Retirement Planning

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  The Joy of Not Working on




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